Mortgage rates are to remain low throughout this year (at least until the election) and prices may be as low as they will go, considering the number of properties available are diminishing, so if your goal is to own a new home this year, now is the time.
Short sales are still predominate the lower spectrum of available homes under $150,000 in Leon County with 45% of these homes being short sales or foreclosures. One must have patience to purchase a short sale. The only thing short about them is that the seller is short on cash to sell.
Folks hear a great deal about short sales, and partly that's because of the number out there and partly because they have been around for a number of years and they will continue to be for years to come.
If you need assistance in finding that new home, finding a lender, or understanding the home buying process in general, then call me, Angie Goodman, Broker Associate with The Goodman Group @ Keller Williams Realty at 850-321-4666.
Sunday, January 15, 2012
Tuesday, December 6, 2011
Saturday, October 1, 2011
2012 Senior Games
Save the date for the 2012 Capital City Senior Games! It will be held on March 15 through 19 in 2012. Athletic competitions for anyone age 50 or better (don't you like that better instead of older)? Winners will qualify for the State Games!! WOOHOO
Competition is in table tennis, horseshoes, volleyball, basketball shooting, cycling, track and field, swimming and more!
Visit the website at www.visittallahassee.com or call 891-FUNN
See you there.
Competition is in table tennis, horseshoes, volleyball, basketball shooting, cycling, track and field, swimming and more!
Visit the website at www.visittallahassee.com or call 891-FUNN
See you there.
Thursday, September 15, 2011
GETTING ORGANIZED:
Essential Documents to Store in One File Cabinet
Working from a list that appeared in a Saturday, July 2, 2011, Wall Street Journal article, here are essential personal and financial documents that should be readily accessible by you or your heirs in an eldercare situation. Your personal
circumstances might not require having every item listed here, but the categories reflect the range of issues relevant to caring for an aging parent. Consolidating and organizing this information is not only a great benefit to you while you’re
living, it is also invaluable for your heirs.
By the way:
While having original documents and physical copies collected in one file cabinet
is a fundamental of good financial organization, maintaining an electronic backup
file, such as the online data storage programs offered by many financial institutions, is a superb secondary location for the same documents. Check with one of your financial professionals to see if they offer this service.
Marriage and Divorce:
Marriage license(s)
Divorce papers
Health Care History and Instructions:
Personal and family medical histories
Durable health-care power of attorney
Authorization to release health-care information
Living Will
Do-not-resuscitate instructions
Proof of ownership:
Housing, land and cemetery deeds
Escrow mortgage accounts
Proof of loans made and debts owed
Vehicle titles
Stock certificates, savings bonds & brokerage accounts
Partnership and corporate operating agreements
Tax returns
Life insurance and retirement:
Life insurance policies
Individual retirement accounts
401(k) accounts
Pension documents
Annuity contracts
Bank Accounts:
List of bank accounts
List of all user names and passwords
List of safe-deposit boxes
The Essentials:
Will
Letters of instruction
Trust documents
__________________
Working from a list that appeared in a Saturday, July 2, 2011, Wall Street Journal article, here are essential personal and financial documents that should be readily accessible by you or your heirs in an eldercare situation. Your personal
circumstances might not require having every item listed here, but the categories reflect the range of issues relevant to caring for an aging parent. Consolidating and organizing this information is not only a great benefit to you while you’re
living, it is also invaluable for your heirs.
By the way:
While having original documents and physical copies collected in one file cabinet
is a fundamental of good financial organization, maintaining an electronic backup
file, such as the online data storage programs offered by many financial institutions, is a superb secondary location for the same documents. Check with one of your financial professionals to see if they offer this service.
Marriage and Divorce:
Marriage license(s)
Divorce papers
Health Care History and Instructions:
Personal and family medical histories
Durable health-care power of attorney
Authorization to release health-care information
Living Will
Do-not-resuscitate instructions
Proof of ownership:
Housing, land and cemetery deeds
Escrow mortgage accounts
Proof of loans made and debts owed
Vehicle titles
Stock certificates, savings bonds & brokerage accounts
Partnership and corporate operating agreements
Tax returns
Life insurance and retirement:
Life insurance policies
Individual retirement accounts
401(k) accounts
Pension documents
Annuity contracts
Bank Accounts:
List of bank accounts
List of all user names and passwords
List of safe-deposit boxes
The Essentials:
Will
Letters of instruction
Trust documents
__________________
Wednesday, September 7, 2011
Tallahassee Senior Center Expo
I'll be there with many other vendors serving the mature community. The expo is open on Thursday, 9-8-11 from 5 until 8 p.m. and Friday, 9-9-11 from 9;30 to 12:30. Some new stuff, some vendors that have been here for a while and plenty of people to see and visit.
I'll have information about our local real estate market and information for getting assistance for things you may need around the house.
I'll have information about our local real estate market and information for getting assistance for things you may need around the house.
Tuesday, April 19, 2011
Daily Real Estate News
Some good questions and comments. Always speak with your accountant or tax attorney or elder law attorney before making changes. It will save you money and worry.
Daily Real Estate News
Daily Real Estate News
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